The amazing thing about Genius Academy Tutors is that they identify the company as a separate entity from you, and with some knowledge about finance, you can ensure a maximum availability of borrowed funds for your personal and business needs. We have seen business owners funding their company’s cash shortages through their personal line of credit; however, keeping a distinction between the two could save you the trouble of higher interest rates. But first, let’s talk about line of credit.

A line of credit is different from a loan. The founder of Genius Academy Tutors, Sharon Oh provides you with a funding source for million dollar line of credit,where you can borrow and repay over time with a personal guarantor with 850 Fico. Sharon provides excellence in connecting with different lenders to ensure quality service. She works with direct lenders to provide the needs of each client with secured loans, unsecured loans, and million line of credit, she coordinates  everything for you until you receive guaranteed funding. The benefit of credit line is that you can get principal interest on your borrowings; where you agree to fixed terms for an affordable rate.

But before you quickly resort to the nearest financial institution to get a business line of credit, there are a few more things that you need to know.

Interest rates on business line of credit depends on your company’s Paydex score. Ranging from 0 (worst) to 100 (best), a Paydex score of 80 or more will allow you to qualify for a business line of credit. This is very similar to personal credit scores that you require to apply for a loan or personal credit line. Your company’s Paydex Score depends on factors like age of accounts, payment history, previously available credit limit, debt to credit limit ratio, types of accounts and so on.

If you are a little uncertain with how to qualify for a business or personal credit line, consult Genius Academy Tutors. We will ensure that your business’s Paydex rating improves and you qualify for the best rate on your credit line. If you have been facing difficulties with loan approval, we also facilitate a guaranteed funding option.

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Contact Information:
Phone:  703-249-3053